How much can you afford?

 

Deciding how much house you can afford is a personal decision and one of the mortgage professionals at AzTex Mortgage can assist with this process.  Many factors come into play.  How much can I borrow?  How much can I put toward my down payment?  What size monthly payment can I afford? 

 

There are no black and white answers to these questions and this is why you need the assistance of someone that understands the options you have available.  Its a matter of give and take.  If you plan on a 30 year mortgage, you can probably make a lower down payment (or leftperhaps no down payment at all) and still manage the monthly payments.  If, on the other hand, you plan on a 15 year mortgage, you'll probably want to make a larger down payment to keep your monthly payments in line with what you can afford. 

 

How large a down payment can I make?

Many buyers look at their cash on hand as their only source for their down payment.  This simply is not the case.  We at AzTex Mortgage that there are many ways to obtain a down payment and one way to fund or partially fund a down payment is by using a gift.   Parents, grandparents and other family members are often eager to help by making a cash gift toward the purchase of your home. 

 

But these are not your only options.  We at AzTex Mortgage can help you explore all your down payment options, including low down payment and 100% mortgage financing options that might be right for you. 

 

How much can I borrow?

This is a question you'll want to get answered before you begin your home search.   This is something that we at AzTex Mortgage are here to help you with.  Our mortgage calculators will help you see how your down payment, monthly payment and the amount you borrow are all interrelated. 

 

an AzTex Mortgage professional can answer any questions you may have about the mortgage process.  But the best way we can help is by getting you pre-qualified for a mortgage loan.  To get started, simply complete the form below to let us know a good time to contact you.  We look forward to helping you buy your dream home.  The next step is to be pre-approved.  Please complete the on-line application by clicking here.  This will begin the process.

 

 

 

Basic Pre-Approval

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